| <P>Utkarsh Small Finance Bank announced that upon conclusion of Swiss Challenge Method, the Bank has completed the transaction of transfer of portfolio of unsecured stressed MFI loans (NPA and written-off accounts) to asset reconstruction companies as detailed below:</P> <P> <TABLE style=WIDTH: 435pt; BORDER-COLLAPSE: collapse cellSpacing=0 cellPadding=0 width=581 border=0> <COLGROUP> <COL style=WIDTH: 120pt; mso-width-source: userset; mso-width-alt: 5688 width=160> <COL style=WIDTH: 69pt; mso-width-source: userset; mso-width-alt: 3271 width=92> <COL style=WIDTH: 107pt; mso-width-source: userset; mso-width-alt: 5091 width=143> <COL style=WIDTH: 69pt; mso-width-source: userset; mso-width-alt: 3271 width=92> <COL style=WIDTH: 70pt; mso-width-source: userset; mso-width-alt: 3328 width=94> <TBODY> <TR style=HEIGHT: 43.2pt height=58> <TD class=xl65 style=BORDER-TOP: windowtext 1pt solid; HEIGHT: 43.2pt; BORDER-RIGHT: windowtext 0.5pt solid; WIDTH: 120pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext 1pt solid; BACKGROUND-COLOR: transparent height=58 width=160><STRONG><FONT size=3><FONT face=Arial>Nature of Account<SPAN style=mso-spacerun: yes> </SPAN></FONT></FONT></STRONG></TD> <TD class=xl66 style=BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 0.5pt solid; WIDTH: 69pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent width=92><STRONG><FONT size=3><FONT face=Arial>No. of A/Cs<SPAN style=mso-spacerun: yes> </SPAN></FONT></FONT></STRONG></TD> <TD class=xl67 style=BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 0.5pt solid; WIDTH: 107pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent width=143><STRONG><FONT size=3 face=Arial>Aggregate Principle O/s as on 31 Dec 2025 (Rs cr)</FONT></STRONG></TD> <TD class=xl67 style=BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 0.5pt solid; WIDTH: 69pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent width=92><STRONG><FONT size=3><FONT face=Arial>Consideration (Rs cr)<SPAN style=mso-spacerun: yes> </SPAN></FONT></FONT></STRONG></TD> <TD class=xl68 style=BORDER-TOP: windowtext 1pt solid; BORDER-RIGHT: windowtext 1pt solid; WIDTH: 70pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent width=94><STRONG><FONT size=3><FONT face=Arial>Buyer<SPAN style=mso-spacerun: yes> </SPAN></FONT></FONT></STRONG></TD></TR> <TR style=HEIGHT: 57.6pt height=77> <TD class=xl69 style=BORDER-TOP: windowtext; HEIGHT: 57.6pt; BORDER-RIGHT: windowtext 0.5pt solid; WIDTH: 120pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext 1pt solid; BACKGROUND-COLOR: transparent height=77 width=160><FONT size=3 face=Arial>Pool 1 - Portfolio of Unsecured Stressed MFI Loans</FONT></TD> <TD class=xl64 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent align=right><FONT size=3 face=Arial>2,92,030</FONT></TD> <TD class=xl63 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent align=right><FONT size=3 face=Arial>1016.24</FONT></TD> <TD class=xl63 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent align=right><FONT size=3 face=Arial>133.1</FONT></TD> <TD class=xl70 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 1pt solid; WIDTH: 70pt; BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent width=94><FONT size=3 face=Arial>Asset Reconstruction company India</FONT></TD></TR> <TR style=HEIGHT: 43.8pt height=58> <TD class=xl71 style=BORDER-TOP: windowtext; HEIGHT: 43.8pt; BORDER-RIGHT: windowtext 0.5pt solid; WIDTH: 120pt; BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext 1pt solid; BACKGROUND-COLOR: transparent height=58 width=160><FONT size=3 face=Arial>Pool 2 - Portfolio of Unsecured Stressed MFI Loans</FONT></TD> <TD class=xl72 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent align=right><FONT size=3 face=Arial>1,36,832</FONT></TD> <TD class=xl73 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent align=right><FONT size=3 face=Arial>474.75</FONT></TD> <TD class=xl73 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 0.5pt solid; BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent align=right><FONT size=3 face=Arial>62.19</FONT></TD> <TD class=xl74 style=BORDER-TOP: windowtext; BORDER-RIGHT: windowtext 1pt solid; WIDTH: 70pt; BORDER-BOTTOM: windowtext 1pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: transparent width=94><FONT size=3 face=Arial>Shriram Asset Reconstruction</FONT></TD></TR></TBODY></TABLE></P> |